A couple was living paycheck to paycheck with substantial credit card debt. They were tired of getting nowhere making minimum payments and met with us after being told they were “un-bankable” by other banks. We did a full review of their finances, counseled them on how they could work towards becoming debt-free, and provided a $12,000 loan which they paid off in six months. They stated how grateful they were that we took a chance on them when no one else would, and that the result was life-changing. “They like to say money doesn’t buy happiness,” the member stated, “But it does buy you a little bit of freedom and maneuverability, which can make all the difference.”