A member came in to refinance an auto loan from another financial institution. We didn't stop at a simple auto loan refi, and thoroughly reviewed the member's credit report. We not only discovered another auto loan with a higher rate than what Prospera could offer, but a few more loans that could be refinanced as well. In the end, the member walked out with an auto loan and a homeowners loan to pay off those other financial institutions, and will now be saving $996 per month! This adds up to nearly $12,000 in annual savings for this member.