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The Difference

Putting People Before Profit

WESTconsin Credit Union

Avoiding a 72% Interest Rate

Aug 22, 2023
  • Escaping Predatory Lending
We had a member raising her granddaughter who had come in with a loan check with an interest rate of 72%.
WESTconsin Credit Union

Addressing the Hospital Workforce Shortage

Jul 24, 2023
  • Charity & Community Service
We recently donated $25,000 to Northwood Technical College Foundation to support the college’s new Medical Laboratory Technician program.
Royal Credit Union

A New Pavilion & Splash Pad

Jul 12, 2023
  • Charity & Community Service
Royal Credit Union’s Foundation, which supports organizations and initiatives that impact education, health, and the arts, recently donated $100,000 to the Whelan Ave.
WESTconsin Credit Union

The WESTconsin Scholarship Program

Jul 07, 2023
  • Charity & Community Service
We recently provided fourteen $1,000 scholarships to area high school seniors as part of the WESTconsin Scholarship Program.
WESTconsin Credit Union

Saving Her Life Savings

Jun 01, 2023
  • Above & Beyond Service
A member of over 35 years nearly became the victim of a major scam that could have wiped out her life savings.
WESTconsin Credit Union

A New Sense of Self

May 19, 2023
  • Second Chances & Refinancing
A potential new member visited us who appeared depressed. We talked, and I uncovered that he had been unable to get a bank account due to poor credit and needed one because his new job used direct deposit.
Royal Credit Union

Supporting a Community Staple

May 18, 2023
  • Charity & Community Service
We recently made a $300,000 gift to the Hudson Hockey Association in support of the remodel of the Hudson Sport and Civic Center.
WESTconsin Credit Union

Making a Difference for Many

May 05, 2023
  • Home Loans
After a decade of volunteering at an orphanage there, a member wished to purchase a home in Ecuador.
WESTconsin Credit Union

Spotting Red Flags

Nov 01, 2022
  • Identity Theft Prevention & Mitigation
We recently had a member visit one of our offices to make a wire transfer.
WESTconsin Credit Union

Payday Loans with a 400% Interest Rate

Aug 18, 2022
  • Escaping Predatory Lending
We recently had a member visit one of our offices with her grandmother to apply for a consolidation loan, as she was struggling with numerous payday lender loans she took out in 2020 when her boyfriend was sick and unable to work for six months
WESTconsin Credit Union

Overcoming Unexpected Hardships

Aug 16, 2021
  • COVID-19 Response
Members of ours were hit hard by the effects of COVID-19. Both lost their jobs and were relying on unemployment while having four loans with us and their credit card.
Royal Credit Union

Providing Excellent Service After a Theft

Aug 16, 2021
  • Identity Theft Prevention & Mitigation
A member came in for help after her wallet was stolen and fraudulent charges were made on her account.
Royal Credit Union

Taking Time to Help with Credit Card Debt

Aug 16, 2021
  • Second Chances & Refinancing
A member asked to increase her overdraft protection after accidentally bringing her account negative.
Royal Credit Union

Financial Education for the Incarcerated

Aug 16, 2021
  • Fostering Financial Literacy
Royal offers a series of financial education lessons at several correctional facilities in Wisconsin, including the state Department of Corrections.
WESTconsin Credit Union

A Member Since 1954

Feb 18, 2021
  • Above & Beyond Service
Gilbert has been a member since 1954. He was fresh out of the military, and while he and his wife had begun renting an apartment, they had nothing else. He tried to get a loan from multiple area banks, but—without credit--they would not help him.
WESTconsin Credit Union

Lowering Rates, Shortening Terms, Lowering Payments

Sep 15, 2020
  • Second Chances & Refinancing
A couple came into WESTconsin who had just wanted to open a savings and checking account. While opening these accounts, our Member Service Representative had a chance to review their financials.
WESTconsin Credit Union

"Thank You For Helping Save a Small Local Business"

Apr 20, 2020
  • COVID-19 Response
"The fact that you spent time funding our small $9,000 PPP loan just may have saved my business!"
WESTconsin Credit Union

Making Unique Loans Work

Apr 14, 2019
  • Home Loans
There is still a misconception in mortgage financing about the difficulty of finding financing for singlewide manufactured
Royal Credit Union

Becoming a Homeowner in a Fraction of the Time

Jan 01, 2019
  • Home Loans
Sally was a single mother of two with a solid work history and good credit, but she had limited ability to save for a down payment.
WESTconsin Credit Union

Escape From Payday Same Day

Dec 01, 2018
  • Escaping Predatory Lending
After a couple had experienced a job loss, they sought out a payday lender to get caught back up on their mortgage.