Every home loan has a story behind it, but the stories where we get to say "yes" to those who have been told "no" are the stories that prove that we truly make a difference.

We had a member apply for a $5,000 loan to pay off some collections and credit cards. Looking at his credit report, we noticed that he was paying almost 30% in interest on his vehicle at a different institution.

The city of Oshkosh has a large refugee population, and the majority have little experience navigating checking or savings accounts, paying bills, and are not financially empowered.

An auto repair reached out to Capital Credit Union and told us they were planning to put a mechanic’s lien on a car that had been in an accident and was towed to their shop after hearing nothing from the owner of the vehicle or their insurance company.

After being rejected by a bank, the daughter of a member dealt only with cash and believed that she wouldn’t qualify for a checking account, let alone an auto loan.

Non-members had a dealer approve them for an auto loan but at an interest rate they felt was a little high.

In 1972 a member borrowed $1,500 to purchase a 1966 Ford F100.

A single dad working 70 hours a week jumped through every hoop his bank demanded in order to save his home, only to be told they'd be foreclosing anyway.

A disabled man in his 60s became somewhat isolated by hoarding and rarely saw his 14 grandkids.

A formerly bankrupt young couple was consistently denied for loans elsewhere.

A member came to us when other financial institutions refused to help.

A couple came to us for a private party auto loan after being denied by their current financial.

A member was in need of assistance to get a service dog to help their child become more self-sufficient.

We just had a member come in to the Brillion Branch with an unopened box of dog treats.

A non-member approached us to refinance an auto loan.

We just had a member come in to the Brillion BraA member's 20 year-old granddaughter ended up with a 24.72% APR on her loan through the dealership as well as an expensive warranty she didn't want.

In appreciation for their care for an elderly neighbor, our members were offered her home at below market pricing.