We had a couple come into the credit union that had been paying rent their entire lives. They dreamt of owning their own home, but they never thought they would be able to do so. After some credit counseling and working with them to pay off some old obligations, we were able to help them purchase their own home. Not only did they cry tears of joy with our loan officer at closing, but they are saving hundreds of dollars each month by purchasing an affordable home versus paying rent.