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The Difference

Putting People Before Profit

Royal Credit Union

School $ense

Aug 07, 2024
  • Fostering Financial Literacy
Royal is celebrating the 30th year of its School $ense program and is proud to operate 31 school site locations across Minnesota and Wisconsin.
Royal Credit Union

Financial Success Through In-School Branch Education

Aug 07, 2024
  • Fostering Financial Literacy
Royal’s Rice Lake Branch Manager recently congratulated a Member on their great credit score. His response was, “I’ve had a great teacher since I was a part of the School $ense program in 4th grade!”
Royal Credit Union

"She treated me like a person, that doesn't always happen."

Aug 07, 2024
  • Serving the Underserved
Royal offers a series of financial education lessons at five county jails and four state Department of Correction prisons and one juvenile detention center in Wisconsin.
Royal Credit Union

Appreciating the Importance of Credit

Aug 07, 2024
  • Fostering Financial Literacy
A student our Hennepin County correctional facility program recently expressed how hopeful he felt after participating in our program.
Royal Credit Union

Serving the Underserved as a CDFI

Aug 07, 2024
  • Serving the Underserved
Royal became a certified Community Development Financial Institution (CDFI) in 2015 and has received six grants under the CDFI program, totaling more than $7.59 million.
Royal Credit Union

Smart Start Loan Program

Aug 07, 2024
  • Home Loans
Thanks to Royal’s CDFI Smart Start loan program, we were able to help a couple with a 2-year-old child buy their first home.
Royal Credit Union

Go Big or Go Broke for Fostering Financial Literacy

Aug 07, 2024
  • Fostering Financial Literacy
Go Big or Go Broke is an engaging, life-sized board game designed to promote financial wellbeing for all financial education in a way that's anything but boring!
Royal Credit Union

Accessible Financial Education for All

Aug 07, 2024
  • Fostering Financial Literacy
Enrich is Royal’s newest a virtual financial education platform offering a variety of courses, tools, articles, quizzes, worksheets, calculators, and much more.
Royal Credit Union

Grow. Impact. Lead.

Aug 07, 2024
  • Fostering Financial Literacy
Grow. Impact. Lead.
Co-op Credit Union

Helping a "Catfishing" Victim When the Bank Wouldn't

Jan 01, 2024
  • Above & Beyond Service
We had a member whose primary financial was a bank. Recently, this member was "catfished" and scammed out of thousands of dollars.
Royal Credit Union

Home Service

Nov 23, 2023
  • Above & Beyond Service
A gentleman recently called Royal’s Whitehall office to inquire about moving his IRA from a local competitor to Royal.
Royal Credit Union

Fixing Incorrect Charges

Nov 23, 2023
  • Auto Loans
A Member had a vehicle loan from another financial institution. When they decided to pay off their vehicle, the $5,500 transaction was mistakenly processed three times deducting $16,500 out of their account rather than $5,500.
Royal Credit Union

A Personal Loan for a Beloved Pet

Nov 23, 2023
  • Rainy Day Support
A Member’s 21-year-old cat recently began experiencing health issues.
Royal Credit Union

High Interest Loan Alternative

Nov 23, 2023
  • Escaping Predatory Lending
A Member came in to cash a check from a non-traditional lender.
Royal Credit Union

A Huge Smile on Her Face

Nov 23, 2023
  • Escaping Predatory Lending
A Member came in asking for a signature loan for a small amount. When the Member Account Representative ran her information, they noticed she had recently taken out some high interest payday loans.
Royal Credit Union

Community Give Back Day

Nov 23, 2023
  • Charity & Community Service
Royal hosted its third Community Give Back Day event allowing team members the opportunity to volunteer at 80 nonprofit organizations across Wisconsin and Minnesota.
Royal Credit Union

The Royal Credit Union Foundation

Nov 23, 2023
  • Charity & Community Service
Every time a Member uses their debit card, Royal donates up to $0.05 to the Royal Credit Union Foundation. Since the Foundation began in 2012, it has donated over $8 million to support capital projects in the arts, education, and health.
Royal Credit Union

Making a Difference Trivia Night

Nov 23, 2023
  • Charity & Community Service
The RCU Foundation’s Making a Difference (M.A.D) Trivia night in New Richmond sold out for the second year in row and raised $5,000 for St. Croix Valley Habitat for Humanity.
Co-op Credit Union

From Betrayal to Refinanced

Nov 01, 2023
  • Second Chances & Refinancing
A couple from another financial institution came to Co-op Credit Union looking to refinance their mortgage which was ballooning.
Co-op Credit Union

Serving the Underserved with Bilingual Staff

Oct 01, 2023
  • Diversity, Equity, & Inclusion
After hearing of the death of one of our members, we reached out to his wife to offer financial assistance and to transfer all vehicle titles to her name.
PB4P Stories

People Before Profit Stories

Whether it’s helping a member escape predatory lending, rebuild credit, weather an illness, save for a home, or simply be given a second chance, credit unions are uniquely equipped to provide a lifeline when other financial institutions can’t or won’t.
Scorecard

Scorecard

Learn about the positive impact Wisconsin's credit unions have on Wisconsin families, businesses, local organizations, and the economy as a whole.
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